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How FinFlow42 Works

Your comprehensive guide to managing your finances with FinFlow42

Overview

FinFlow42 is a powerful personal finance tracker designed to help you take control of your money. It allows you to track expenses, manage income, plan budgets, and analyze your spending patterns across multiple currencies and accounts.

Core Features

Transaction Management

  • Add Transactions: Quickly record expenses and income with our intuitive form
  • Mathematical Expressions: Use expressions like 10000-3000+9000 in the amount field for quick calculations
  • Categories & Subcategories: Organize transactions with custom categories and subcategories
  • Multiple Accounts: Track transactions across different accounts (Cash, Bank, Credit Card, etc.)
  • Notes: Add detailed notes to each transaction for better tracking
  • Date Selection: Record transactions with custom dates for accurate historical tracking
  • Bulk Operations: Select and delete multiple transactions at once
  • Import/Export: Import transactions from CSV files or export your data for backup

Multi-Currency Support

  • Supported Currencies: AMD (Armenian Dram), USD (US Dollar), EUR (Euro)
  • Automatic Conversion: USD and EUR transactions are automatically converted to AMD using real-time exchange rates
  • Original Values Preserved: The original amount and currency are stored for reference
  • Account-Specific Currency: Each account can have its default currency

Budget Planning

  • Monthly Plans: Set spending limits for categories and subcategories each month
  • Reminder Dates: Set reminder dates to track when you should review your budget
  • Upcoming Reminders: Dashboard shows incomplete plans with remaining amounts
  • Progress Tracking: See how much you've spent vs. your planned budget
  • Visual Indicators: Color-coded categories help you quickly identify spending areas

Financial Analytics

  • Account Balances: View real-time balances for all your accounts
  • Expense Distribution: Pie charts show how your spending is distributed across categories
  • Time Period Analysis: Analyze spending by month, year, or custom date ranges
  • Transfer Management: Transfer money between accounts with automatic currency conversion
  • Visual Reports: Interactive charts help you understand your financial patterns

Transaction History

  • Advanced Filtering: Filter by date range, category, subcategory, or account
  • Sorting: Sort transactions by date, amount, category, or account
  • Pagination: View transactions in manageable chunks (20, 100, 500, 1000, or all)
  • Search & Edit: Find and edit any transaction quickly
  • Total Calculation: See the total sum of filtered transactions

Getting Started

1

Create Your Account

Sign up with your email or use Google authentication. Your account is secure and your data is private.

2

Set Up Your Accounts

Go to Settings → Accounts and create accounts for your cash, bank accounts, credit cards, etc. Each account can have its own default currency.

3

Create Categories

Organize your spending by creating categories (Food, Transport, Entertainment, etc.) and optionally add subcategories for more detailed tracking.

4

Start Recording Transactions

Use the transaction form on the dashboard to record your expenses and income. You can use mathematical expressions in the amount field for quick calculations.

5

Set Up Budget Plans

Go to Planning to set monthly spending limits for your categories. Set reminder dates to track when you should review your budget.

6

Analyze Your Finances

View your spending patterns, account balances, and financial analytics on the dashboard. Use the Analytics section to see detailed breakdowns and charts.

Tips & Best Practices

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Record transactions regularly: The more consistent you are, the better insights you'll get.

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Use subcategories: They help you understand exactly where your money goes.

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Set realistic budgets: Review your past spending before setting budget limits.

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Use notes: Add context to transactions so you remember what they were for later.

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Export regularly: Export your data periodically as a backup.

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Review reminders: Check your upcoming reminders to stay on track with your budget.

Technical Details

Data Storage

All your financial data is stored securely in a PostgreSQL database. Your data is encrypted and only accessible to you.

Currency Conversion

USD and EUR transactions are automatically converted to AMD using real-time exchange rates. The original amount and currency are preserved for your records.

Session Management

You can choose to "Remember Me" when logging in. With this option, your session lasts 30 days. Without it, sessions last 2 hours. Sessions automatically extend when you're active.

CSV Import/Export Format

The CSV format uses these columns: date, amount, currency, category, subcategory, account, note. Date format is DD-Mon-YYYY (e.g., 10-Dec-2025).

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