1. Acceptance of Terms

By accessing and using FinFlow42, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms and Conditions, please do not use our service.

2. Description of Service

FinFlow42 is a personal finance management platform that allows users to track expenses, manage budgets, analyze spending patterns, and manage multiple accounts and currencies. The service is provided "as is" and "as available" without warranties of any kind.

3. User Accounts

To use our service, you must:

Create an account with accurate and complete information
Maintain the security of your account credentials
Notify us immediately of any unauthorized access
Be at least 18 years old

You are responsible for all activities that occur under your account.

4. User Responsibilities

You agree to:

Use the service only for lawful purposes
Provide accurate and truthful information
Not attempt to gain unauthorized access to the system
Not use the service to transmit malicious code or spam
Not interfere with or disrupt the service
Respect intellectual property rights

5. Financial Information

FinFlow42 is a tool for tracking and managing your personal finances. We do not provide financial advice, investment recommendations, or guarantee the accuracy of financial calculations. You are solely responsible for your financial decisions and the accuracy of the data you enter.

6. Data Accuracy

While we strive to provide accurate calculations and reports, we cannot guarantee the accuracy of all data. You are responsible for verifying the accuracy of your financial information and should not rely solely on our platform for critical financial decisions.

7. Service Availability

We strive to maintain high availability of our service, but we do not guarantee uninterrupted access. The service may be temporarily unavailable due to maintenance, updates, or unforeseen circumstances. We are not liable for any losses resulting from service unavailability.

8. Intellectual Property

All content, features, and functionality of FinFlow42, including but not limited to text, graphics, logos, and software, are the property of FinFlow42 and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

9. Limitation of Liability

To the maximum extent permitted by law, FinFlow42 shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the service.

10. Indemnification

You agree to indemnify and hold harmless FinFlow42, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of or related to your use of the service, violation of these terms, or infringement of any rights of another.

11. Termination

We reserve the right to suspend or terminate your account at any time, with or without notice, for any violation of these Terms and Conditions or for any other reason we deem necessary. You may also terminate your account at any time by contacting us or using the account deletion feature.

12. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. We will notify users of any material changes by posting the updated terms on this page. Your continued use of the service after such modifications constitutes acceptance of the updated terms.

13. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions.

14. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Email: legal@finflow42.com