1. Introduction

Welcome to FinFlow42. We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial management platform.

2. Information We Collect

2.1 Personal Information

We collect personal information that you provide directly to us, including:

Name and email address
Financial transaction data
Account information
Category and budget preferences

2.2 Authentication Information

When you register or sign in, we collect authentication information including:

Email address and password (encrypted)
Session tokens and authentication cookies

3. How We Use Your Information

We use the information we collect to:

Provide, maintain, and improve our services
Process and manage your financial transactions
Generate financial reports and analytics
Send you important updates and notifications
Protect against fraud and unauthorized access
Comply with legal obligations

4. Data Security

We implement industry-standard security measures to protect your personal information, including:

Encryption of sensitive data in transit and at rest
Secure password hashing using bcrypt
Regular security audits and updates
Access controls and authentication mechanisms

5. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

With your explicit consent
To comply with legal obligations or court orders
To protect our rights, privacy, safety, or property
In connection with a business transfer or merger

6. Third-Party Services

Our platform may integrate with third-party services (such as Google Sign-In) for authentication. These services have their own privacy policies, and we encourage you to review them.

7. Your Rights

You have the right to:

Access and review your personal information
Request correction of inaccurate data
Request deletion of your account and data
Opt-out of certain communications
Export your data in a portable format

8. Cookies and Tracking

We use cookies and similar technologies to maintain your session, remember your preferences, and improve your experience. You can control cookie settings through your browser preferences.

9. Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. When you delete your account, we will delete or anonymize your data within a reasonable timeframe.

10. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date.

12. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: privacy@finflow42.com